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A Financial Coaching Blog
Send us an email at blog@monthlyfinancialcoaching.com if you have a topic you would like discussed.


MORTGAGE REFINANCE
If current mortgage rates are lower than the fixed rate you have on your mortgage, it may be financially beneficial to look at refinancing.


FOUR INVESTMENT LAYERS
Simplifying investments by looking at the four investment layers.


INEXPENSIVE TAX PREPARATION
Enclosed are a few ways to complete your income tax forms listed by how much each generally costs.


GRANDPA'S IRA COULD TAX YOU
If you haven’t heard by now, there are changes to how inherited Individual Retirement Accounts (IRAs) must be distributed.


DEBT IS NOT THE SOLUTION
While there may be reasonable situations to utilize debt, debt should first be seen as bondage before it is considered a solution.


Half-Truths
Money can never fully satisfy you, fully make you secure, or fully give you peace.


A PENNY SAVED IS GREATER THAN A PENNY EARNED
A penny saved is greater than a penny earned. Here is why!


YOUR GRANDMA WAS RIGHT
In order to change your financial behavior from harmful to helpful, take control of the messages you are consuming.


LESS IS MORE
When setting up your budget app or spreadsheet, oftentimes, less is more.


CONSISTENCY MATTERS
Regular ongoing accountability is an encouragement to consistently be intentional with your financial decision making.


SHOULD YOU ACCESS HOME EQUITY?
Just because you have home equity doesn't mean you should access it.


BUDGET ORDER MATTERS
Our budget ordering matters. For example, if we budget our lifestyle before debt payments, you can see how quickly someone would get behind.


HANDLING FINANCIAL STRESS
There have been a few times in my life finances have caused stress. This post lists several steps that may help.


DON'T SKIMP ON THIS
Financial margin shouldn't come at the cost of opening yourself up to catastrophic loss.


MAXIMIZING MONEY
Which debt do I tackle first? This article discusses how to maximize your debt payoff.


PAYING ANNUAL VS MONTHLY
Having cash on hand not only allows you to avoid credit card interest but also to earn discounts. It is compounding in the right direction.


DON'T SKIP THANKSGIVING
Isn't it ironic that Thanksgiving - where we give thanks is followed immediately by Black Friday - where we frantically buy more?


DO YOU HAVE AN EMERGENCY FUND?
One of the most fundamental building blocks of personal finance is maintaining an emergency fund. How should you calculate if you have one?


FAVORITE RECENT FAITHFI ARTICLES
A few of my favorite recent articles on FaithFi.


SEVEN TIPS FOR TRACKING EXPENSES
Included are seven tips for how to make the most of tracking cash flow.
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