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A Financial Coaching Blog
Send us an email at blog@monthlyfinancialcoaching.com if you have a topic you would like discussed.


CHANGE THE FINANCIAL GOAL
What you consciously or subconsciously have made your financial goal, will dramatically alter your behavior.


IF I WERE A THIEF
One of the overlooked benefits of tracking transactions is it allows you to see fraudulent charges much sooner.


FOUR WAYS FINANCIAL PROS CHARGE
Knowing how the professional you are working with is receiving their compensation can help you be aware of underlying conflicts of interest that may exist.


TRACK IT
One of the most helpful financial steps someone can take requires little to no financial knowledge. Routinely list out the state of your financial picture.


UPDATE THOSE BENEFICIARIES
It is always important to make sure your beneficiaries reflect your wishes even if you have legal documents completed.


SUNK COST
Given that we are not all-knowing, we must make the best decisions we can with the information available to us without allowing prior non-refundable expenses to “guilt” us into doing one thing or another.


EARN INTEREST ON YOUR EMERGENCY FUND
Don't just keep your emergency fund in your checking account. Review what you are earning on cash deposits and see if there are better alternatives.


YOU HAVE OPTIONS
The shift from "want to" to "have to" is dangerous. There are almost always more options than we initially evaluate.


MORTGAGE REFINANCE
If current mortgage rates are lower than the fixed rate you have on your mortgage, it may be financially beneficial to look at refinancing.


FOUR INVESTMENT LAYERS
Simplifying investments by looking at the four investment layers.


INEXPENSIVE TAX PREPARATION
Enclosed are a few ways to complete your income tax forms listed by how much each generally costs.


GRANDPA'S IRA COULD TAX YOU
If you haven’t heard by now, there are changes to how inherited Individual Retirement Accounts (IRAs) must be distributed.


DEBT IS NOT THE SOLUTION
While there may be reasonable situations to utilize debt, debt should first be seen as bondage before it is considered a solution.


Half-Truths
Money can never fully satisfy you, fully make you secure, or fully give you peace.


A PENNY SAVED IS GREATER THAN A PENNY EARNED
A penny saved is greater than a penny earned. Here is why!


YOUR GRANDMA WAS RIGHT
In order to change your financial behavior from harmful to helpful, take control of the messages you are consuming.


LESS IS MORE
When setting up your budget app or spreadsheet, oftentimes, less is more.


CONSISTENCY MATTERS
Regular ongoing accountability is an encouragement to consistently be intentional with your financial decision making.


SHOULD YOU ACCESS HOME EQUITY?
Just because you have home equity doesn't mean you should access it.


BUDGET ORDER MATTERS
Our budget ordering matters. For example, if we budget our lifestyle before debt payments, you can see how quickly someone would get behind.
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