Half-Truths
- Treavor Dodsworth CFP®, CPA, CKA®
- Feb 28
- 1 min read
Oftentimes, in my role as a financial professional, I feel as though I am proposing half-truths.

For example, emergency funds. You should have an emergency fund because it helps make your financial picture more secure. That is true- an emergency fund does help with financial security- but it doesn't provide complete security. There are always going to be Black Swan-type events that could strip your financial security away, regardless of what your net assets are.
Another example is financial peace. Having a financial plan, organized finances, monthly financial margin, financial guidance, etc. all can increase the peace you have about your finances but they don't provide ultimate peace.
This reminds me of the woman at the well in John 4. Jesus said to her, "Everyone who drinks this water will be thirsty again, but whoever drinks the water I give them will never thirst. Indeed, the water I give them will become in them a spring of water welling up to eternal life."
Relying on money to satisfy you almost feels like having to keep coming back to water because of never ending thirst. Money can never fully satisfy you, fully make you secure, or fully give you peace.