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CONSISTENCY MATTERS

  • Writer: Treavor Dodsworth CFP®, CPA, CKA®
    Treavor Dodsworth CFP®, CPA, CKA®
  • Jan 24, 2025
  • 1 min read

Typically success doesn't come from doing the right thing once. It is a consistent approach to applying wisdom over and over. The same is true in personal finance. Oftentimes there is not a quick fix or single solution to a financial problem but rather the solution comes as an individual consistently chooses wisdom over time.

Consistency Matters

This is why at Monthly Financial Coaching we schedule to meet each month. The regular ongoing accountability is an encouragement to consistently be intentional with your financial decision making.


I believe this simple structure is one of the most important things we do- Put a meeting on the calendar and just ask "How is it going?"


This regular ongoing accountability doesn't have to come from a financial coach. Inviting a trusted friend or family member into your life to regularly meet with you and ask you about your financial decision making can help you develop positive habits. These conversations would be less advice driven (be careful who you take advice from) and more accountability focused. For example:

  1. Did you spend within your budget this month?

  2. I know you have struggled with spending too much on eating out in the past. How did that go this month?

  3. You told me you had a goal to increase your giving. Have you taken any steps to pursue that?


We are rarely completely stagnant. As we make choices, it positively or negatively moves us. Consider inviting accountability into your life to keep you moving forward.


 
 

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